FACTS

Ø FACT 1:

o The alarming fact is that foods -- fruit and vegetables and grains -- now being raised on millions of acres of land no longer contain enough of certain needed minerals, are starving us -- no matter how much of them we eat!

Ø FACT 2:

o Our forefathers [and foremothers] thrived on a selection of foods that would starve us! No one of today can eat enough fruits and vegetables to supply their system with the mineral salts they require for perfect health, because their stomach isn't big enough to hold them.

Ø FACT 3:

o “99% of American people are deficient in minerals, and a marked deficiency in any one of the more important minerals actually results in disease.” U.S. Senate Document #264.

Ø FACT 4:

o Minerals are vital to human metabolism and health--and that no plant or animal can appropriate to itself any mineral which is not present in the soil upon which it feeds.

Ø FACT 5:

o Do you know that most of us today are suffering from certain dangerous diet deficiencies which cannot be remedied until the depleted soils from which our foods come are brought into proper mineral balance?

Ø FACT 6:

o Vitamins control the body's appropriation of minerals, and in the absence of minerals they have no function to perform. Lacking vitamins, the system can make some use of minerals, but lacking minerals, vitamins are useless.

Ø FACT 7:

o Our physical well-being is more directly dependent upon the minerals we take into our systems than upon the calories or vitamins or upon the precise proportions of starch, protein, or carbohydrates we consume.

Ø FACT 8:

o People around the world are recognizing the benefit of seeking an alternative to traditional medicine; one that will help them achieve and maintain optimal health without requiring invasive treatments such as surgery.

Ø FACT 9:

o 80% of diseases fall within 4 categories Here are just a few examples of over 900 diseases that can result from nutritional deficiencies: 1) Blood Sugar Imbalances, 2) Calcium Deficiencies, 3) Digestive Disorders, 4) Essential Fats and Cholesterol Deficiencies.

Ø FACT 10:

o For optimal health we need: 60 Minerals 16 Vitamins 12 Amino Acids 2-3 EFA's (Essential Fatty Acids).

Sunday Night Youngevity Call

PITI and Credit Card Debt

If PITI or monthly rental payments, along with monthly electrical, gas, phone, and the other luxuries that we have, keep you in an upside down situation, you may want to watch the below videos and then give me a call on 630-267-4132. AND, PLEASE DON'T FORGET ABOUT THE MONTHLY CREDIT CARD INTEREST!!!!!!!

Definition of 'Principal, Interest, Taxes, and Insurance'

PITI - The components of a mortgage payment. Principal is the money used to pay down the balance of the loan; interest is the charge you pay to the lender for the privilege of borrowing the money; taxes refer to the property taxes you pay as a homeowner and insurance refers to both your property insurance and your private mortgage insurance.

Credit Card Interest Charges and Fees

Get to know your Annual Percentage Rate (APR): Credit companies charge a fee in exchange for letting you carry balances. These are called Interest Charges. You can avoid a Interest Charge on purchases if you pay your balance in full each month. However, if you pay less than the full balance, a Interest Charge will be added to your account. If you carry a balance from month to month, Interest Charges will add up.

Other costs of credit: There are other fees and expenses associated with using credit cards. The more you know about these costs, the better you can control your expenses.

Annual fee: This is the yearly cost of owning a credit card. Not all credit cards have an annual fee. This fee may be posted to your balance when you open the account and added each year on the anniversary of your account opening.

Late fees: These are charged when you fail to pay the minimum payment due by its due date. To be sure your payment arrives on time, mail it at least 5 to 7 days before it is due. Many credit card companies offer online payments through your checking account. This option is generally much faster than traditional mail and usually posts to your account within 24 hours.

Other fees: These include an over-the-limit fee if your balance exceeds your credit limit. You may also be charged fees for returned checks, cash advance checks or stop-payment requests.

Major Business Building Blitz Call with the Youngevity Elite Superstars! Start Exploding your Business Today! Every Sunday 9:30PM ET / 6:30PM PT, Call 212-990-8000 Pin 75555#. Bring your guests and join our call for a complete overview of Youngevity's Business and Income opportunity. The Opportunity Call is a great tool to introduce your prospects to Youngevity! The call is focused on showing your guests the power of Youngevity and the difference it can make for them.

Sunday, January 13, 2013

Debt Free New Year

One of the most popular New Years Resolutions in America is to get out of, or at least reduce, personal debt. Debt elimination is the most prominent resolution for a good reason. American consumers have a combined debt of around $11.38 TRILLION. The average credit card debt: $15,418, the average mortgage: $149,782, the average student loan debt: $34,703. Even if becoming totally debt free seems like a far off pipe dream, what better time to start working towards that goal than the start of the New Year. Make your New Years Resolution to set habits that will allow you to achieve financial freedom!

As with all New Years Resolutions, it can be very easy to lose focus and quit a month or two in. But unlike so many people, you have an amazing tool that will help you and it is right at your fingertips. Under the “Team Member Resources” section of www.youngevity.com you will find the FDI Financial Wellness Pack. The FDI Financial Wellness Pack is an amazing resource to help keep you on track while working towards financial freedom. The bottom line is this…the only difference between you and the wealthy is the belief that you CAN be a millionaire. When you change your mind, you change your life. It’s time to take a step towards a new destination. Youngevity’s FDI Financial Wellness Pack can show you the way to a life of financial abundance you may have never dreamed possible.

The best tool in the Financial Wellness Pack’s arsenal that can help make your debt free New Year a reality is EquityTRAX. EquityTRAX provides Youngevity’s subscribers with their own personalized millionaire plan. Imagine a system that will show you how to pay off all your debt, including your mortgage, in 1/2 to 1/3 of the time or even less, without spending any more per month on your debt than you do right now. This can be done without qualifying for any new loans or slaughtering your credit rating.

Unlike the debt diets that you’ve heard about on the Radio, TV, and Internet, EquityTRAX is a comprehensive, yet extremely flexible plan that can show you the way out, whether you’ve got $2 in debt, $2 Million, or anywhere in between. The system works by creating an all-inclusive plan showing you the day, month, and year that each of your creditor’s will be eliminated from your financial picture. Then, follows-up each and every month with computer generated statements showing you EXACTLY what to do that month to stay on track. What if life happens? No problem! The system can be updated and adjusted for any contingency. If you trade-in your car, sell your home, invest in real estate, re-finance your mortgage, or use your credit cards, the system will AUTOMATICALLY ADJUST, re-calculating your roadmap to financial freedom.

In addition to EquityTRAX, the FDI Financial Wellness Pack offers the CreditTRAX service to help reach your New Years goal. Pay your unsecured, bad debits in a fraction of the time! In addition to incredible credit restoration services, CreditTRAX also offers a debt settlement service that is second to none. Our affiliated debt settlement service provider (World Law) can help you eliminate your bad, unsecured debts (credit cards, collections, Personal Loans, etc.) in a fraction of the time.

This service can also: reduce your Monthly Payments by as much as 50%, Eliminate Interest and Late Fees, Stop Creditor Harassment, Avoid Bankruptcy, and allow you to pay one Easy Monthly Installment that you can Afford. Take back control of your finances and pay off your bad debts in record time! When dealing with bad unsecured debts, wasting time only makes things worse! So what are you waiting for? Simply purchase the FDI Financial Wellness Pak and Click the CreditTRAX link in your fulfillment E-mail. Then schedule your FREE Debt Settlement Consultation!

The time to get out from under the burden of debt is now! Use your New Years Resolution as an opportunity to make positive steps towards a better life with complete financial freedom. Getting out of debt isn’t just about paying bills on time; it’s about making lifestyle changes that promote positive spending habits. Take control of your life in 2013.

Mike Schulz

The phrase that pays YOU!
If I can show you a way to make money, handing out something for FREE, would you be interested?

1-800-690-6124 English

1-800-705-2436 Spanish

http://FindMyMineral.com/90/Necole-Brown

1-630-267-4132

ElocenEnterprise@gmail.com

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Who Is FDI Youngevity?

Financial Destination, Inc. (FDI) is a marketing company with benefits that pay YOU! Our products and service packages feature cutting edge technologies, easy to follow systems, and will help you benefit from trends in multiple Trillion Dollar Industries; The Financial Service Industry, the Wellness Industry, the Telecom Industry, and more! Whether you’re looking for a way to capitalize on trends in the stock market, cut your cell phone bill in half, or make money by giving away FREE benefits, we’ve got what you’re looking for. In an era of increasing costs, decreasing value, and economic uncertainty, there is FDI – a better way!

FDI has joined forces with Youngevity! This exciting new alliance means you now have access to an incredible lineup of products and services including lifestyle and nutritional products and financial, telecommunications, and health and wellness-related services.

Youngevity is dedicated to delivering nutritional and healthy lifestyle solutions to help people throughout the world live younger, longer. Established in 1997 and headquartered in San Diego, California, we offer a wide spectrum of high quality gourmet coffees and technologically advanced wellness and personal care products designed to help health-conscious individuals achieve their health and lifestyle goals. Our products are distributed through our global direct marketing network.

The phrase that pays YOU!
If I can show you a way to make money, handing out something for FREE, would you be interested?
1-800-690-6124 English
1-800-705-2436 Spanish
http://ElocenEnterprise.com

A BETTER WAY!

FDI introduces a benefit program that you can GIVE AWAY, and EVERY TIME your friends, family, co-workers, acquaintances, people that you know, and people that you don't know use it, YOU get paid. The FDI Pharmacy Discount Card is the FREE benefit that PAYS YOU! Accepted at over 60,000 pharmacies across the USA and on-line, this card will come in handy for millions of Americans concerned about the rising cost of healthcare and the shrinking benefits provided by their health care provider, not to mention the 40Million+ Americans without health insurance. Are you ready for a better way to save people millions of dollars and change your life at the same time?

The Discount Pharmacy program assures members the lowest price on prescription drugs, saving 10% to 85% on most prescriptions.

It's simple to use. The member simply presents the membership card to the pharmacist with the prescription. The pharmacist calculates the discount and the member pays the discounted price. No other paperwork required.

Highlights

- 10% to 85% savings on most medications.
- Over 60,000 national and regional pharmacy chains participate as well as independent pharmacies.
- No pharmacy program is complete unless it includes both retail locations where members may fill acute care medications and a mail order program so members may optimize their savings by purchasing maintenance prescriptions in 90 day supplies to treat ongoing ailments.

Do not call the pharmacy for price quotes. Prices may change from day to day and they cannot be given over the telephone.

DISCLOSURES - Pharmacy discounts are Not Insurance, and are Not Intended as a Substitute for Insurance. The discount is only available at participating pharmacies.

The phrase that pays YOU!
If I can show you a way to make money, handing out something for FREE, would you be interested?
1-800-690-6124 English
1-800-705-2436 Spanish
http://ElocenEnterprise.com

HELPFUL THINGS TO KNOW

It is estimated that 65 million Americans have no health benefits, and a full 1/3 of employers that provide health benefits will be cutting back or eliminating these benefits upon renewal in late 2011.

• Just under ½ of the US population and over 80% of those over the age of 60 purchase an average of 3 prescriptions per month.
• Americans purchased an estimated 370 million prescriptions last year alone, at a cost of over 300 BILLION DOLLARS.
• The overall cost of Prescription Medications has gone up over 700% in the past 10 years.
• According to the US Bureau of Labor Statistics, the Pharmaceutical Industry is expected to continue growing at a rate of over 17% for the foreseeable future.
• Prescription Medication expenses could exceed 1 Trillion Dollars annually by 2018.
• It is estimated that Prescription Medication expenses will exceed the amount of Social Security benefits by the year 2020.
• The Baby Boom Generation is reaching the age of 65 at a rate of every 8 seconds, and will continue to do so for the next 18 years.
• The above circumstances are combining to create an economic time bomb that will worsen and extend the worst recession to hit America since the Great Depression.

If I can show you a way to make money, handing out something for FREE, would you be interested? http://mymagiccoffeehouse.ning.com/group/financialdestinationincfdi,
1-800-690-6124 English, 1-800-705-2436 Spanish,
http://ElocenEnterprise.com